<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bob Sorey, Real Estate Professional</title>
	<atom:link href="http://www.bobsorey.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.bobsorey.com</link>
	<description>Tennessee Real Estate News</description>
	<lastBuildDate>Thu, 19 Jan 2012 18:35:32 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Got Mortgage Insurance?</title>
		<link>http://www.bobsorey.com/2011/12/27/got-mortgage-insurance/</link>
		<comments>http://www.bobsorey.com/2011/12/27/got-mortgage-insurance/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 22:07:16 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=88</guid>
		<description><![CDATA[Got Mortgage Insurance? If so, you may have additional options you don&#8217;t even know about if your behind on your mortgage. Not only does mortgage insurance protect the bank, it protects YOU from the bank too. How? Frankly, if you fall behind and you are upside down in your mortgage it is doubtful you could [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/got-mortgage-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BUDGETS ARE CRITICAL TO FINANCIAL SUCCESS</title>
		<link>http://www.bobsorey.com/2011/12/27/budgets-are-critical-to-financial-success/</link>
		<comments>http://www.bobsorey.com/2011/12/27/budgets-are-critical-to-financial-success/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 22:00:34 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=84</guid>
		<description><![CDATA[When I first meet with people to discuss either a mortgage modification or short sale, I ask for their household budget.  This one document will open their eyes&#8230;if they even have a written budget.  Most people don&#8217;t have one and don&#8217;t know how to create one on their own.  It is very simple to create but many times [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/budgets-are-critical-to-financial-success/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sally&#8217;s family still has problems&#8230;but will fight to keep their home</title>
		<link>http://www.bobsorey.com/2011/12/27/sallys-family-still-has-problems-but-will-fight-to-keep-their-home/</link>
		<comments>http://www.bobsorey.com/2011/12/27/sallys-family-still-has-problems-but-will-fight-to-keep-their-home/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 21:57:52 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=81</guid>
		<description><![CDATA[This past week, a client of mine sent me a txt msg. Very short but to the point saying &#8211; Sent my friend Sally your number. Has problems. Please help her keep the house. No faster than I responded to her with a thank you will try my BEST&#8230;.the phone rang and it was Sally. [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/sallys-family-still-has-problems-but-will-fight-to-keep-their-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>STATES WILL FIX HOUSING CRISIS NOT FEDERAL GOVERNMENT</title>
		<link>http://www.bobsorey.com/2011/12/27/states-will-fix-housing-crisis-not-federal-government/</link>
		<comments>http://www.bobsorey.com/2011/12/27/states-will-fix-housing-crisis-not-federal-government/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 21:56:06 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Properties]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=78</guid>
		<description><![CDATA[The housing crisis isn&#8217;t a federal problem to solve but rather one solved at the state level. This is due to state laws taking precedence on what happens inside the state boundaries, most of the time.  Some states require a judge to approve a foreclosure sale. Others, only require notice to the property owner. The federal [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/states-will-fix-housing-crisis-not-federal-government/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CREDIT SCORE &#8211; WHO CARES ABOUT YOUR CREDIT SCORE</title>
		<link>http://www.bobsorey.com/2011/12/27/credit-score-who-cares-about-your-credit-score/</link>
		<comments>http://www.bobsorey.com/2011/12/27/credit-score-who-cares-about-your-credit-score/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 21:52:50 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=74</guid>
		<description><![CDATA[Who Cares About Your Credit Score?  Your Family?  Friends?  Co-workers?  People you Know, Love and Trust?  No!  It&#8217;s people that you don&#8217;t know, love or trust that care about your credit score.  Think about the last time you ate dinner with your extended family and discussed your credit score.  It has probably never happend in [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/credit-score-who-cares-about-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CREDIT REPAIR AFTER A SHORT SALE Part 2</title>
		<link>http://www.bobsorey.com/2011/12/27/credit-repair-after-a-short-sale-part-2/</link>
		<comments>http://www.bobsorey.com/2011/12/27/credit-repair-after-a-short-sale-part-2/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 18:25:25 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=70</guid>
		<description><![CDATA[How to repair your credit  after a short sale should be part of a larger plan created before you complete any short sale.  Planning is needed both before and after you sell your property.  Please read my first blog post to see how to pull your credit for free. After confirming your free credit report is accurate, [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/credit-repair-after-a-short-sale-part-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CREDIT REPAIR AFTER A SHORT SALE Part 1</title>
		<link>http://www.bobsorey.com/2011/12/27/credit-repair-after-a-short-sale-part-1/</link>
		<comments>http://www.bobsorey.com/2011/12/27/credit-repair-after-a-short-sale-part-1/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 18:13:23 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=68</guid>
		<description><![CDATA[How to repair your credit  after a short sale should be part of a larger plan created before you complete any short sale.  Planning is needed both before and after you sell your property.  Planning for a short sale should start by researching where you will live after your property is sold. Seems pretty trivial but [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/credit-repair-after-a-short-sale-part-1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA LOAN? SHORT SALE TO PREVENT FORECLOSURE OF HOME</title>
		<link>http://www.bobsorey.com/2011/12/27/fha-loan-short-sale-to-prevent-foreclosure-of-home/</link>
		<comments>http://www.bobsorey.com/2011/12/27/fha-loan-short-sale-to-prevent-foreclosure-of-home/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 18:09:51 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=65</guid>
		<description><![CDATA[Can I Short Sale My Property to prevent foreclosure is a question often asked of me.  Most Homeowners&#8217; don&#8217;t trust their lender and for good reasons.  Properties with a FHA loan, which are sold via a short sale are very structured compared to a conventional loan.  There are many reasons that can qualify homeowners for a short sale.  These reasons [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/fha-loan-short-sale-to-prevent-foreclosure-of-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PROTECTION FOR RENTERS AFTER PROPERTY FORECLOSURE</title>
		<link>http://www.bobsorey.com/2011/12/27/protection-for-renters-after-property-foreclosure/</link>
		<comments>http://www.bobsorey.com/2011/12/27/protection-for-renters-after-property-foreclosure/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 17:30:17 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Properties]]></category>
		<category><![CDATA[Renters]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=56</guid>
		<description><![CDATA[Senate Bill 896 was signed into law on May 20, 2009.  This bill has provisions which protects renters when the rental home they occupy is foreclosed.  Prior to this legislation becoming law, tenants had very few rights to fight an eviction.  Some states had protections but most states did not have any laws addressing the issues [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/protection-for-renters-after-property-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Deed in Lieu of Foreclosure is not as simple as you would think</title>
		<link>http://www.bobsorey.com/2011/12/27/deed-in-lieu-of-foreclosure-is-not-as-simple-as-you-would-think/</link>
		<comments>http://www.bobsorey.com/2011/12/27/deed-in-lieu-of-foreclosure-is-not-as-simple-as-you-would-think/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 17:27:47 +0000</pubDate>
		<dc:creator>Bob Sorey</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[General Interest]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.bobsorey.com/?p=61</guid>
		<description><![CDATA[Many people think that a Deed In Lieu of Foreclosure is as simple as signing a paper and moving from their home.  Sounds easy but it is not that simple.  In fact, I have never been able to assist anyone in completing a Deed in Lieu of Foreclosure.  Why not?  Simple answer is the lender does not [...]]]></description>
		<wfw:commentRss>http://www.bobsorey.com/2011/12/27/deed-in-lieu-of-foreclosure-is-not-as-simple-as-you-would-think/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

