Why My Video Worked After 217 Days

Earlier this week, you may have seen my video calling out U.S. Bank after they failed to respond effectively to an offer on 5170 Hickory Hollow Pkwy #152 which is located in Antioch, Tennessee.  Regardless, if you saw it or not, U.S. Bank responded promptly and the following morning provided me with … [Read more...]

US Bank Is Bilking The American Taxpayer While They Slaughter Distressed Homeowners

I cannot tell if it's just plain incompetence or if US Bank's management is truly trying to walk the line of what could be considered fraud or abuse in mortgage servicing.  Regardless, US Bank's days of "almost" following HUD's guidelines are going to be exposed.  Currently, US Bank services many … [Read more...]

Learn how Bank of America has held grieving parents hostage for 15 months

Most don't believe that it's possible, but I'm often ask how Bank of America has held grieving parents hostage for 15 months because they don't understand how it's possible for a bank to have anything to do with grieving the loss of a child.  It appears that their inaction will cause the time to … [Read more...]

What Carol Galante Should Learn From Ben Bernanke

First, allow me to say that I have respect for Carol Galante as a person as well as the position she holds.  With that out of the way, this past week's acknowledgement by Ben Bernanke that lenders could have tightened lending standards a bit too far should cause Carol Galante to pause and think … [Read more...]

US Bank Toys With Homeowner For Enhanced Profits

US Bank like many others has learned that distressed homeowners, who are in default, are timid and are easy targets for enhancing their earnings and profits.  It's not in the banks best interest to follow FHA's loss mitigation procedures quickly because the investor could lose money and everyone … [Read more...]

It’s Time To Restart Blogging

After being gone from the blogging world for what seems like forever, I'm coming back to blogging in an effort to assist distressed homeowners. Over the next few weeks, I'll begin writing about current files and the frustrations homeowners are facing.  Although the economic downturn appears to … [Read more...]

Painturo’s in Mt. Juliet

Over the past few years, I've come to enjoy lunch at Painturo's in Mt. Juliet several times a month.  Most of the time, my order consist of their daily lunch specials.  It's a great value because it includes a soft drink or sweet tea.  Chad is the owner of the Mt. Juliet location and is generally … [Read more...]

1099C For Mortgage Debt

Did you get a 1099C for mortgage debt in the mail?  Yesterday afternoon my phone started lighting up with calls, emails and txt msgs from my clients.  Most had all opened the mailbox to find another scary paper from their former mortgage company regarding the sale of their house.  The BEST part … [Read more...]

Real Estate Inventory For January 2013

January 2013 has proven challenging for both Buyers and their agents to locate properties available for purchase.  As real estate inventory in Middle Tennessee has dwindled over the past few months, demand has increased making the expected deals a thing of the past.  There are a few deals but most … [Read more...]

We Demand You Consider Us For Your Mortgage Loan

How would you feel if you wanted to buy a home and the property owner told you in no uncertain terms, we demand you consider us for your mortgage loan before we consider your offer to purchase?  That is happening on many of the foreclosure properties in Middle Tennessee.  GMAC is demanding that any … [Read more...]